Revolving Credit Facility – Flexible Working Capital, Ready When You Are
Draw funds as needed and only pay interest on what you use — perfect for managing seasonal or irregular cash flow without committing to a fixed loan repayment schedule.
How It Works
Apply for a Credit Limit
Based on your turnover and creditworthiness, a maximum revolving facility limit is agreed with the lender.
Draw Funds When Needed
Draw from the facility at any time for any business purpose — stock, wages, equipment, tax, or opportunities.
Repay at Your Pace
Make repayments when you have surplus cash. The facility revolves — amounts repaid become available to draw again.
Renew and Grow Annually
Review and renew your facility each year. Limits can be increased as your business grows and your relationship matures.
Key Benefits
- Only pay interest on what you use
- Revolving — repaid funds become available again
- Flexible repayment schedule
- Perfect for seasonal or irregular cash flow
- No penalties for early repayment
- Facility grows with your business
Revolving Credit — Who Qualifies?
A revolving credit facility is perfect for businesses with irregular cash flow, seasonal peaks, or unpredictable working capital needs. It's a more flexible and cost-effective alternative to a fixed-term business loan.