Invoice Finance – Turn Unpaid Invoices into Instant Cash Flow
Free up working capital and get paid in days, not weeks — with flexible funding secured against your outstanding invoices. Go-Factor connects UK businesses with leading invoice finance providers across all sectors.
How It Works
You Issue an Invoice
Issue your invoice as normal on 30, 60, or 90-day payment terms. Your customer relationship stays exactly the same.
Submit to Your Funder
Your invoice finance provider advances up to 90% of the invoice value — often within 24 hours of submission.
Your Customer Pays
When your customer pays the invoice, the funder releases the remaining balance minus a small service fee.
Repeat & Grow
Your available funding grows with your turnover — the more you invoice, the more cash you can access.
Key Benefits
- Advance up to 90% of invoice value
- Improve cash flow immediately
- Works for Limited Companies, Partnerships, Sole Traders
- Flexible facility that grows with your business
- UK-wide coverage across all sectors
- Fast setup — often within 5 to 10 business days
Invoice Finance — Who Qualifies?
Invoice finance is ideal for UK businesses that invoice other businesses (B2B) on credit terms of 30, 60, or 90 days. Whether you're a startup or an established SME with turnover over £50,000 per year, you may qualify.