At Go-Factor Business Finance, we are a UK-wide, award-winning independent invoice finance broker, specialising in fast, flexible cash flow funding across all sectors. Go-Factor provides access to the full UK funding market.
Go-Factor supports startups through to established SMEs, helping businesses unlock cash tied up in unpaid invoices and release up to 90% of invoice value quickly and efficiently.
Tell us about your business and we'll find the best funding solution from across the full UK market. No obligation, 100% confidential, same-day response.
No obligation · 100% confidential · Same-day response
Access the full UK funding market through Go-Factor — structured solutions for every business stage and sector.
Free up working capital and get paid in days, not weeks — with flexible funding secured against your outstanding invoices.
Click the button to Unlock Your Invoices – Get Invoice Finance Today
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Access funds tied up in invoices while managing your own credit control — ideal for established businesses.
Click the button to Get Confidential Invoice Discounting Solutions
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Get fast, flexible cash from a single invoice — no contracts, no obligations, just the funding you need, when you need it.
Click the button to Finance a Single Invoice Now – No Ongoing Commitment
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Draw funds as needed and only pay interest on what you use — perfect for managing seasonal or irregular cash flow.
Click the button to Apply for a Recurring Credit Line Today
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Secure property funding for new premises, development, or refinancing — tailored to your business goals and growth plans.
Click the button to Explore Commercial Mortgage Options Now
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Bridge the gap between orders and payment — get the stock or supplier funding you need to trade confidently at home or overseas.
Click the button to Access Trade & Export Finance Solutions
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Safeguard your cash flow with credit protection, and explore tailored insurance solutions to cover your people, premises, and profits.
Click the button to Get Bad Debt & Business Insurance Quotes
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Spread the cost of vehicles, machinery, or tech — boost productivity while preserving your working capital and cash flow.
Click the button to Get Asset Finance for Your Business Today
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We work with UK businesses across dozens of sectors — matching each with tailored funding solutions through our trusted panel of lenders. Whether you're in agriculture, recruitment, construction, or telecoms, we'll help you access the best finance options available.
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Talk to the ExpertsUnlock cash tied up in invoices — often within 24 hours. Simple process, no complex paperwork.
Issue your invoice as normal on 30, 60, or 90-day payment terms. No changes to how you work.
Your invoice finance provider advances up to 90% of the invoice value — often within 24 hours.
When your customer pays, the funder releases the remaining balance minus a small fee.
Your available funding grows with your turnover — the more you invoice, the more cash you can access.
As an independent UK commercial finance broker, we compare the market to find better rates, better terms, and better service — guaranteed.
Recognised by businesses across the UK for delivering fast, structured invoice finance solutions that actually work.
Read Our Client Stories