Credit Insurance – Protect Your Business from Non-Payment Risk
Safeguard your cash flow against the risk of customer insolvency or non-payment — and explore tailored business insurance to protect your people, premises, and profits against all risks.
How It Works
Assess Your Debtor Risk
We review your customer base and outstanding invoices to identify your exposure to non-payment and insolvency risk.
Match with a Credit Insurer
Go-Factor sources the best credit insurance policy from the UK market — tailored to your sector and annual turnover.
Insure Your Debtor Book
Your customers' credit is monitored by the insurer, with approved credit limits set on each buyer you trade with.
Claim If a Customer Defaults
If a covered customer fails to pay or becomes insolvent, you make a claim and recover the insured amount from the policy.
Key Benefits
- Protect cash flow from customer insolvency
- Trade confidently with new or overseas customers
- Often combined with invoice finance facilities
- Continuous credit monitoring of your buyers
- Cover available for domestic and export trade
- Competitive premiums via independent broker
Credit Insurance — Who Qualifies?
Credit insurance is ideal for businesses that rely on a few large customers, trade with new or overseas buyers, or operate in sectors with higher insolvency risk. It's especially powerful when combined with an invoice finance facility.