Asset Finance – Invest in Equipment Without Tying Up Capital
Spread the cost of vehicles, machinery, technology, or equipment over time — boost your productivity and capacity while preserving your working capital and maintaining strong cash flow.
How It Works
Identify the Asset
Choose the equipment, vehicle, or machinery your business needs — new or used, from any approved supplier.
Select Your Finance Type
Choose from Hire Purchase, Finance Lease, Operating Lease, or Refinance to match your cash flow and ownership goals.
Agree Terms and Get Funded
Once approved, the funder purchases the asset and you start using it immediately under the agreed repayment plan.
Own or Return at End of Term
At the end of the term, you may own the asset outright, upgrade, or return it — depending on your agreement type.
Key Benefits
- Preserve working capital and cash flow
- Fixed monthly repayments for easy budgeting
- New or used assets from any approved supplier
- Hire Purchase, Finance Lease, Operating Lease options
- Potential tax advantages including VAT recovery
- Fast decisions from specialist lenders
Asset Finance — Who Qualifies?
Asset finance is suitable for any UK business that wants to acquire equipment, vehicles, or machinery without a large upfront capital outlay. It's particularly valuable for manufacturing, construction, haulage, healthcare, and professional services businesses.